11 Dishonest money dwindles away,
but whoever gathers money little by little makes it grow.
12 Hope deferred makes the heart sick,
but a longing fulfilled is a tree of life.
13 Whoever scorns instruction will pay for it,
but whoever respects a command is rewarded.
14 The teaching of the wise is a fountain of life,
turning a person from the snares of death.
15 Good judgment wins favor,
but the way of the unfaithful leads to their destruction.[a]
16 All who are prudent act with[b] knowledge,
but fools expose their folly.